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More than half of all graduates say they cannot afford to buy a home, a scottish widows survey suggests. Cheap mortgage deals. As their name suggests, notice accounts generally pay you higher interest rates on the basis that you give notice for any withdrawals. Existing customers of other financial institutions listed may qualify for a lower rate with those companies. Mortgage loan uk. Research out today, from financial services company scottish widows, suggests nearly three quarters 73% of 18- 24 year olds are increasingly worried about their financial future. Economists call this 'moral hazard'.

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